Replacing or Updating Your Medicare Beneficiary Card
Posted: June 6, 2021
Replacing or Updating Your Medicare Beneficiary CardYour Medicare card is a sensitive, personal record that should be kept in a safe place at all times. But life happens, and sometimes Medicare cards get lost, stolen, or damaged. Life circumstances can also change, such as your name or address, and a Medicare card may need to be updated. How do you go about replacing or updating your Medicare beneficiary card? Continuing reading...
Your Guide to Using HSA/FSA Funds for Family Members
Posted: May 28, 2021
Your Guide to Using HSA/FSA Funds for Family MembersAn HSA (health savings account) or FSA (flexible spending account) has many benefits. These accounts are used to pay out-of-pocket healthcare costs. To establish an HSA, you must have coverage with a high-deductible health insurance plan. The funds you put in the account are not taxed and will roll over into the next year if there is unused money at the end of the year....
8 Tips to Finding a Good Doctor
Posted: May 25, 2021
8 Tips to Finding a Good DoctorWe all want to ensure we have the best primary care physician available, but how do you find a good doctor? You may have to choose a physician in your health insurance network. All health insurance providers list the providers in their network – this is your starting point. Your primary care doctor is the gateway to specialists, testing, yearly physical exams, and treatments. Building...
Can a Life Insurance Beneficiary Decline?
Posted: May 22, 2021
Can a Life Insurance Beneficiary Decline?The beneficiary of a life insurance policy may not even be aware that they were named in a policy. The owner of the policy has the right to choose whoever they want as the beneficiary, but what happens if the beneficiary does not want the insurance payout? Does he or she have the right to decline? What is a Beneficiary? A beneficiary is a person...
Beginner’s Guide to Group Long-Term Care Insurance
Posted: May 13, 2021
Beginner’s Guide to Group Long-Term Care InsuranceIn their younger years, most people do not consider needing long-term care later in life. However, it is worth considering. Purchasing this insurance when you are young makes it much more affordable. Long term care insurance is purchased as an individual or through a group long-term care insurance plan offered by an employer. Should I Invest in Long-Term Care Insurance? If your employer offers you...