Brad Klavan
Principal
What Is a Section 125 Cafeteria Plan and How Can It Benefit Your Employees?
Posted: August 13, 2026
When business owners explore ways to enhance employee benefits without significantly increasing costs, one option that often comes up is a Section 125 cafeteria plan. Despite the somewhat technical name, this type of benefit arrangement can be a practical tool for both employers and employees. What Is a Section 125 Cafeteria Plan? A Section 125 cafeteria plan—named for the section of the IRS tax code...
Growing Your Family? Here's What You Need to Know About Health Insurance Coverage
Posted: August 10, 2026
Welcoming a new child into your family is one of life's biggest milestones—and it comes with a lot of decisions to make. Among the practical matters that quickly rise to the top of the list is health insurance. Whether you've recently had a baby, are expecting, or are in the process of adopting, understanding how your coverage may need to change is an important step....
Is Your Employer-Provided Life Insurance Enough? What You Should Know
Posted: August 7, 2026
Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as part of a benefits package and may be fully paid for by your employer or offered at a group rate. Most group life insurance policies provide a death benefit equal to one or two times your annual salary. So if...