Brad Klavan
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Recent News & Updates
How to Create the Best Time Off Policies for Small Businesses
How to Create the Best Time Off Policies for Small Businesses
Posted: January 28, 2023
Every employee needs a day off occasionally. Many small businesses offer generous paid time off (PTO) policies as a way to compete with larger companies. Not only does this create an attractive incentive for top talent to hire on, but it also helps reduce employee turnover. What Is Paid Time Off? Paid time off is time employees can use for personal purposes while getting paid...
How to Understand Your Coverage When You Are Expecting
How to Understand Your Coverage When You Are Expecting
Posted: January 25, 2023
If you are expecting a baby, you will naturally want to know what your health plan will cover. Under the Affordable Care Act of 2014, maternity coverage must be provided by all health plans offered to individuals, families, and small groups. Coverage is mandatory for pregnancy, labor, delivery, and newborn care. What Changed About Maternity Coverage with the Affordable Care Act? Before the Affordable Care...
What Happens if You Are Denied Life Insurance?
What Happens if You Are Denied Life Insurance?
Posted: January 22, 2023
It can be discouraging, to say the least, when you are trying to protect your family by purchasing life insurance, and your application is rejected. If you have been denied life insurance, you are not alone. It happens to people every day. Keep in mind that you have options and do not give up. Why Are Some People Denied Life Insurance? Typically, life insurance companies...
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