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7 Steps to Prepare for Retirement

You have worked for most of your life and are likely looking forward to the freedom of retirement years. You may have plans to travel, spend more time with relatives, or spend more time on the hobbies you enjoy. When retirement is on the horizon, planning can make a significant difference in your quality of life. Plan for Early Retirement Many people are forced to...

How Incorporating Wellness Activities at Work Improves Productivity

Every employer wants a team of inspired workers who are focused, energetic, and productive. A work environment that has incorporated wellness activities can inspire higher levels of production, as the employees are happier, less stressed, and usually feel more dedicated to achieving the goals set by management. What Wellness Activities Are Most Popular with Employees? Your company can offer a range of wellness activities that...

How Does My Health Impact My Insurance?

The health insurance industry was radically changed with the passage of the Affordable Care Act. Prior to the passage of this law, a person who had a health condition was typically denied insurance coverage – a financial disaster for families, many of whom were forced to file bankruptcy due to medical bills. It was a monumental change in the health insurance industry when the law...

Do I Have to Choose a Beneficiary? What You Need to Know

When you purchase a life insurance policy, you must name a beneficiary, or several. The listed beneficiary is the person who will receive the death benefits should you pass away before you time. A sudden death due to an accident or illness leaves the family bereft, but the life insurance benefit allows them to move forward without suffering serious financial problems. The benefits are not...

3 Things to Consider When Choosing Group Benefits

The employees you want on your team will need benefits. In a tight job market, with competition for talent higher than ever, the benefits you offer matter. When choosing group benefits, several basic issues must be thoroughly evaluated before deciding on what to offer employees: Employee Demographics – Generation Alpha, Gen Z, Millennials, Gen X, Gen Y, or Millennials? Every generation has a different perspective...