Does My Spouse Need Life Insurance if He or She Doesn’t Work?
Posted: February 22, 2021
Does My Spouse Need Life Insurance if He or She Doesn’t Work?When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost to pay another person for the services a stay-at-home spouse...
What Do I Need To Know For Medicare Open Enrollment?
Posted: February 21, 2021
What Do I Need To Know For Medicare Open Enrollment?The first thing you need to know about Medicare open enrollment is the time frame. The window for fall open enrollment begins on October 15 and runs through December 7. Fall open enrollment is also called the annual election period. Any changes you make during this enrollment period become effective on January 1 of the following year. You can enroll in, drop, or switch your...
What Benefits Should I Offer My Employees?
Posted: February 13, 2021
What Benefits Should I Offer My Employees?Employee benefits will cost your business. There is no avoiding that, but the pros outweigh the cons. Advantages of offering benefits include better recruitment and retention, greater wellness and productivity, tax advantages, and a more positive company culture. Developing a benefits package represents a leap in the growth of your company. A major step in the process is deciding what benefits to offer. What Are...
Is My Diet Balanced Enough?
Posted: February 10, 2021
Is My Diet Balanced Enough?It has been said that we are what we eat. Nutrition plays an important role in optimal health, and a healthy, balanced diet is essential to good nutrition. How do you know if your diet is well balanced? You need to be eating a variety of foods from the five main food groups. What Are the Five Food Groups? If you take care to consume...
Tips and Tricks for Choosing a Good Beneficiary
Posted: February 7, 2021
Tips and Tricks for Choosing a Good BeneficiaryWhen you purchase a life insurance policy, you must choose a beneficiary. This is the person (or persons) to whom the insurance company will pay out benefits in the event of your death. Naming a life insurance beneficiary is an important decision to make. Keep the following tips in mind to help you choose the right beneficiary for your life insurance funds. Consider All Your...